Mortgage Deferral Information

Lenders will allow mortgage deferrals up to 6 months on a case by case basis.
Deferred interest will be added to principal mortgage amount.

Banks, Credit Unions and Alternative Lenders

If you need to reach out to your lender on the phone, expect long wait times.

  • RBC mortgage deferral phone number - 1-800-769-2511
  • TD mortgage deferral phone number - 1-800-742-2651
  • Scotia mortgage deferral phone number - 1-877-303-8879
  • BMO mortgage deferral phone number - 1-844-837-9228
  • CIBC mortgage deferral phone number - 1-877-454-9030
  • National bank mortgage deferral phone number - 1-888-835-6281
  • HSBC mortgage deferral phone number - 1-888-310-4722
  • B2B bank mortgage deferral phone number - 1-800-263-8349
  • Home Trust mortgage deferral phone number - 1-855-270-3630
  • Equitable bank mortgage deferral phone number - 1-866-407-0004
  • CMLS financial mortgage deferral phone number - 1-888-995-2657
  • First National mortgage deferral phone number - 1-888-488-0794
  • Heaventree bank mortgage deferral phone number - 1-855-272-0051
  • ICICI bank mortgage deferral phone number - 1-888-424-2422
  • Manulife mortgage deferral phone number - 1-877-765-2265
  • MCAP mortgage deferral phone number - 1-800-265-2624
  • Merix financial mortgage deferral phone number - 1-877-637-4911
  • Marathon mortgage deferral phone number - 1-855-503-6060
  • Optimum mortgage deferral phone number - 1-866-441-3775
  • RFA (Street Capital) mortgage deferral phone number - 1-877-416-7873
  • RMG mortgage deferral phone number - 1-866-809-5800
  • HomeEquity bank mortgage deferral phone number - 1-866-331-2447
  • Motus bank mortgage deferral phone number - 1-833-696-6887
  • Simplii Financial mortgage deferral phone number - 1-888-723-8881
  • Tangerine bank mortgage deferral phone number - 1-888-826-4374

Mortgage Insurance Companies

  • CMHC 1-800-668-2642
  • Genworth 1-888-436-9678
  • Canada Guaranty 1-866-414-9109