When your Home Trust mortgage comes up for renewal, it is the perfect time to see if you can get a better deal. Home Trust is an alternative lender and their mortgages come with a higher rate. I use them as a temporary solution and always check if it's possible to save money at renewal.
Before accepting Home Trust's offer, we have two options.
Home Trust will send out a renewal letter 45 days before maturity date. It's best to get started right away. We need time to prepare and review your file.
If you got a letter stating Home Trust will NOT be offering a renewal of your mortgage, your situation just became an emergency. Call me at 647-870-7004 right away.