Bad Credit Mortgage
Can I get approved for a mortgage with bad credit?
Yes, you can! With poor credit, sometimes referred to as bruised credit, it's still possible to get a mortgage for buying a house or refinancing your existing property.
First, check your credit report. You want to make sure it's correct and up to date. An unpaid $10 for a phone bill from a few years ago will cause problems. Unpaid bills and collections might be on it because of a mistake. You want to find out and resolve them as soon as possible.
Be prepared for higher rates and lender fees. You might also be asked to put down a larger downpayment.
Any solution we come up with, will be temporary, with a focus on improving your credit and refinancing or renewing you mortgage with better rates.
for a confidential review of your situation.